Eligibility Rules

To qualify for I-GO membership, please read the following requirements before completing an application for membership. Since I-GO covers the insurance for all members, the membership requirements are set by the insurance company. If you have questions, and want to check with us, do not hesitate to call us at 773.278.4446 or email us at info@igocars.org.

  1. Applicants must be 21 years of age and they must join before their 76th birthday. Qualified 18-20 year olds may join if they are currently enrolled in school and complete the Parent/Guardian acknowledgment Consent Form during the application process.
  2. Applicants must have five years driving experience and a valid driver’s license.
  3. Applicants must have no major speed violations (16 + m.p.h. over posted limit) within the last 3 years.
  4. Applicants must have no major driving violations within the last 5 years (driving while intoxicated, aggressive, careless, inattentive or reckless driving.)
  5. Applicants must have no more than two minor violations or accidents in the last three years. In addition, members must have either a valid credit card or debit card. There are no credit checks.
  6. If you are applying with a foreign license, please obtain a copy of your driving record (in English) from the country where it was issues. More Information.